Student Health Insurance

Domestic Students/U.S. Residents

Saint Michael’s College requires that every full-time undergraduate student enrolled in 9 or more credits have medical insurance coverage- either a personal policy, or the one offered by the College. Students are automatically enrolled in the Saint Michael’s Student Health Insurance program and charged the annual premium without exception unless they are already covered under another policy and complete the online Medical Insurance Waiver Form by August 21, 2024.

Graduate students may enroll in the insurance plan directly with WellFleet.

Students that purchase the WellFleet coverage can print insurance cards from their WellFleet account but will also receive a hard copy mailed to their home address.

The 2024-2025 annual premium for the SMC Student Health Insurance Plan is $2,766.

For additional information including coverage details, premium rates for spouses and dependents and claim forms, visit WellFleet Insurance.

Domestic Undergraduate Student Waiver:

  • Please have your current insurance card on hand to complete the waiver information.
  • Go to wellfleetstudent.com and enter Saint Michael’s College in the search box
  • Select the Waive or Enroll button on the left side of the screen
  • Complete information on Waiver, selecting your insurance carrier from the drop down menu. If you do not see it listed, choose “Other” and enter your carrier’s information.
  • Confirm you completed the process by checking your email (check spam folder too)  for a confirmation email. If you did not receive the email, your waiver did not fully process and you must repeat the process. Save the confirmation email for your records.
  • Contact finaid@smcvt.edu if you have any questions.

Domestic Graduate Students- Enroll:

  • Go to WellFleet Insurance and see “Enroll” and select “Enroll – Domestic Graduate Students”.
  • Select coverage for the student and pay for insurance.
  • If you wish to enroll a spouse or dependents, log in and choose to add members and complete payment.

International Students:

If you are an International Student, click here for Health Insurance information.